For SaleDuplex

177 Charlton Avenue W

$999,000
4 Bed4 Bath2000-2500 sq ft15d on market
MLS# X13640510Durand, Hamilton · L8P 2C8
Bedrooms
4 Bed
Bathrooms
4 Bath
Size (MLS Range)
2000-2500 sq ft
Parking
5 None

About This Listing

177 Charlton Street offers a compelling opportunity in the heart of Durand - a red brick century income property generating a 4.5% cap rate, anchored by a two-level upper residence that feels like a home. Configured as two residential units plus a separate street-level office, the property supports a range of ownership strategies: a straight forward investment, an owner-occupied income property, or a live/work setup with flexibility to adapt over time. Character carries throughout the home, with original detailing, stained glass, and period features that reflect its century heritage. The upper unit spans two full floors and offers a flexible layout with a bright living room with bay windows, a generous dining area (options as a third bedroom), a large eat-in kitchen, with access to a private fenced garden via front entry. Upstairs, two charming bedrooms in keeping with the home's era are complemented by an oversized bathroom with soaker tub, glass shower, and integrated laundry. On the main level, a self-contained one-bedroom suite provides reliable rental potential with its own laundry, ample storage, walk-in closet, and access to a private garden. At the front of the home, a bright spacious street-level office with private entrance, 2-piece bath, Victorian features, and original pocket doors creates a true work-from-home environment or additional income opportunity. The space also offers flexibility to be re-integrated into the main floor layout over time. Southern exposure brings consistent natural light, complemented by two private outdoor areas, five-car parking, and an unfinished basement with separate entrance offering additional flexibility and long-term potential. All just steps to Locke Street's cafés, restaurants, and wine bars, Hess Village, and downtown Hamilton, with convenient access to hospitals, transit, and the GO Station. An income property with a true owner's unit - well-located, functional, and positioned for long-term flexibility.

Monthly Mortgage (P&I)$4,353
Property Tax (MLS)$640
Maintenance Fees$0
Total Monthly Cost$4,993

Down payment: $199,800 (20.0%) · Mortgage: $799,200

Property tax uses MLS annual tax of $7,680/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX13640510
Property TypeDuplex
Style2 1/2 Storey
Listing TypeFor Sale
StatusActive
Bedrooms4 Bed
Bathrooms4
Size2000-2500 sq ft
Parking Spaces5
Parking TypeNone
Property Tax$7,680/yr
Days on Market15
Listed2026-08-05
CommunityDurand
MunicipalityHamilton
Cross StreetCharlton St W and Hess

Listing provided by CHESTNUT PARK REAL ESTATE LIMITED

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Data last updated: August 23, 2026 at 12:26 p.m.