For SaleDetached

220 Geneva Street

$475,000
3 Bed + Den4 Bath1100-1500 sq ft16d on market
MLS# X13604036Downtown, St. Catharines · L2R 4P8
Bedrooms
3 Bed + Den
Bathrooms
4 Bath
Size (MLS Range)
1100-1500 sq ft
Parking
2 None

About This Listing

Centrally located two-storey duplex offering incredible potential for investors, contractors, or buyers looking for a full renovation project. This vacant property requires extensive cosmetic updates throughout and should be viewed as an opportunity to completely transform the space and make it your own. The home features a functional layout with 3 bedrooms and 2.5 bathrooms in the main unit, including a primary bedroom with an ensuite and walk-in closet. The basement unit has a separate entrance with 1 bedroom and 1 bathroom, offering excellent future income potential once renovated. With no rear neighbours and mature trees, the backyard has the potential to become a private oasis. Conveniently located close to shopping, grocery stores, restaurants, and just minutes from the QEW, this property is ideal for commuters and those looking to add value through significant improvements.

Monthly Mortgage (P&I)$2,070
Property Tax (MLS)$321
Maintenance Fees$0
Total Monthly Cost$2,390

Down payment: $95,000 (20.0%) · Mortgage: $380,000

Property tax uses MLS annual tax of $3,850/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX13604036
Property TypeDetached
Style2-Storey
Listing TypeFor Sale
StatusActive
Bedrooms3 Bed + Den
Bathrooms4
Size1100-1500 sq ft
Parking Spaces2
Parking TypeNone
Property Tax$3,850/yr
Days on Market16
Listed2026-07-24
CommunityDowntown
MunicipalityNiagara
Cross StreetGeneva and Russell

Listing provided by EXP REALTY

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Data last updated: August 23, 2026 at 12:25 p.m.