37 Spencer Street
37 Spencer Street
$649,000
24 days on market
About This Listing
Welcome to your ultimate Muskoka haven! Perfectly located in the heart of charming Bracebridge, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of modern sophistication, natural beauty, and thoughtful design for anyone looking to retire in comfort or enter the real estate market with a low-maintenance, easy-to-maintain home. Inside, a sun-drenched, open-concept layout features a beautiful refresh, where large windows flood the living spaces with beautiful natural light to highlight the seamless flow between the kitchen, dining, and living areas. The spacious primary bedroom serves as a private oasis with its own ensuite, complete with a soaker tub and a separate walk-in shower, while main floor laundry hook-up adds ultimate everyday convenience. Situated on a desirable level lot, with a generous and private backyard, the exterior is designed for maximum enjoyment and minimal effort, showcasing a picturesque perennial rock garden and a Generac generator for absolute peace of mind. A standout attribute of this property is its exceptional, but discreet, built-in accessibility features, including an exterior ramp, an exterior lift, and a remote-operated door, making it a rare find for anyone looking to effortlessly age in place. Located just minutes from downtown Bracebridge's boutique shops, vibrant dining, and scenic waterfalls, this property beautifully blends the peace of Muskoka living with urban conveniences, offering a rare opportunity to start living the Muskoka dream today.
| Monthly Mortgage (P&I) | $2,828 |
| Property Tax (MLS) | $336 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $3,163 |
Down payment: $129,800 (20.0%) · Mortgage: $519,200
Property tax uses MLS annual tax of $4,029/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by Engel & Volkers Toronto Central
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Data last updated: August 23, 2026 at 10:25 a.m.