4020 Main Street
4020 Main Street
$699,900
$239/sq ft · 144 days on market
About This Listing
Prime investment opportunity in the vibrant community of Chippawa! This versatile commercial/residential property offers incredible potential for investors, entrepreneurs, or those looking to live and work in one convenient location.The main floor features a 1-bedroom residential unit alongside a storefront space, giving you flexibility to generate rental income or operate your own business. The layout allows for easy conversion, just expand the commercial space or create an additional residential unit to maximize returns. Upstairs, you'll find a well-maintained 3-bedroom unit, perfect for owner occupancy or as a strong income-producing rental. At the rear of the property is an impressive 30 ft x 25 ft heated garage/workshop, equipped with: 24 ft radiant gas tube heater, 60 AMP service, 12 ft ceilings, Two overhead doors (9 ft x 9 ft and 9 ft) with an attached14.6 ft x 25 ft storage room at the back of the garage. Situated on a large lot along a high-traffic main road, this property offers excellent visibility and accessibility. Enjoy being just a short walk to the Welland River (locally known as "the Crick"), nearby boat launch, and the charming downtown square. Don't miss this rare opportunity to own a flexible, income-generating property in one of Niagara's most desirable and historic neighborhoods!
| Monthly Mortgage (P&I) | $3,049 |
| Property Tax (MLS) | $342 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $3,391 |
Down payment: $139,980 (20.0%) · Mortgage: $559,920
Property tax uses MLS annual tax of $4,105/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by REALTY EXECUTIVES PLUS LTD, BROKERAGE
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Data last updated: August 23, 2026 at 06:26 a.m.